Free tools/Void Cost & Arrears Calculator
Void Cost & Arrears Calculator
Empty weeks cost more than lost rent once the mortgage and other holding costs keep running. Add arrears to see the full hit.
£
£
Mortgage, insurance, council tax if applicable
Rent lost to voids
£1,108
Holding costs during void
£646
Arrears at risk
£0
Total impact
£1,754
How to use this tool
A four-week void on a geared property can wipe months of thin cashflow. Stress your deals with realistic empty time.
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Frequently asked questions
- What holding costs should I include?
- Mortgage interest, insurance, and any council tax or utilities you pay while empty.
Related
Illustrative only - not mortgage, tax or financial advice. Figures depend on your lender, tax status and circumstances. Always check with a qualified adviser before acting.