Free tools/Rental Affordability Calculator
Rental Affordability Calculator
Estimate how much rent a household can sensibly afford from income, other commitments and a rent-to-income rule of thumb.
£
£
%
Agents often use around 30-35%
Max affordable monthly rent
£1,225
Rent as % of income
35.0%
Income after commitments
£3,100
How to use this tool
Affordability rules vary by agent and lender for tenants. This is a simple ceiling, not a referencing decision.
Browse all free calculators on the tools index.
Frequently asked questions
- Do landlords use this?
- Yes - as a screening sense-check alongside referencing. Agents often use around 30-35% of income as a starting rule.
Related
Illustrative only - not mortgage, tax or financial advice. Figures depend on your lender, tax status and circumstances. Always check with a qualified adviser before acting.