Free tools/Interest Only Buy to Let Mortgage Calculator

Interest Only Buy to Let Mortgage Calculator

Most buy-to-let loans are interest-only. Enter the loan and rate to see monthly and annual interest, with an optional repayment comparison.

£
%

Interest-only monthly

£703

Interest-only annual

£8,438

How to use this tool

For max loan and ICR checks, use the full buy-to-let mortgage calculator. This page focuses on payment maths for interest-only products.

Browse all free calculators on the tools index.

Frequently asked questions

Why is BTL often interest-only?
It keeps the monthly payment lower so rent is more likely to clear lender cover tests. The capital still needs a repayment strategy.

Related

Illustrative only - not mortgage, tax or financial advice. Figures depend on your lender, tax status and circumstances. Always check with a qualified adviser before acting.