Free tools/Buy to Let Stamp Duty Calculator
Buy to Let Stamp Duty Calculator
Estimate stamp duty land tax on a buy-to-let or second-home purchase in England and Northern Ireland, including the higher rates for additional dwellings.
£
Stamp duty due
£15,000
Effective rate
6.00%
If main residence rates applied
£2,500
Extra from higher rates
£12,500
- England & Northern Ireland SDLT bands (from April 2025)
- Additional dwelling rates include 5% surcharge (from 31 Oct 2024)
- Scotland LBTT and Wales LTT not modelled
- Illustrative only - confirm with HMRC / solicitor
How to use this tool
Higher rates for additional dwellings include a surcharge on each band. Use this to budget completion cash alongside deposit and fees.
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Frequently asked questions
- Does buy-to-let pay higher stamp duty?
- Usually yes for additional dwellings in England and NI - higher rates apply on top of the standard residential bands. Rules and reliefs can change, so confirm with your solicitor.
- Does this cover Scotland or Wales?
- No. Scotland uses LBTT and Wales uses LTT. This tool is England & Northern Ireland only.
Related
Illustrative only - not mortgage, tax or financial advice. Figures depend on your lender, tax status and circumstances. Always check with a qualified adviser before acting.